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Terms of Service

Last updated: February 8, 2026

Introduction

These Terms of Service ("Terms") govern your access to and use of ActionNotes.ai ("Service"), operated by Rethink Ledgers LLC ("Company," "we," "us," or "our"). Our Service is available at https://www.actionnotes.ai and the associated application at https://hello.actionnotes.ai. By creating an account or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

Service Description

ActionNotes.ai is a conference networking tool that allows users to capture notes (text, voice, photo), scan business cards, and generate AI-powered reports with action items, contact highlights, and follow-up emails. The Service uses third-party AI providers including OpenAI (GPT-4, Whisper) and Google Cloud (Vision API) to process your content.

Eligibility

You must be at least 18 years old to use our Service. By creating an account, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into these Terms. If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

Account Terms

a. Account Registration

You must provide accurate and complete information when creating an account. You are responsible for maintaining the security of your account credentials and for all activity that occurs under your account.

b. Account Security

You must notify us immediately at info@actionnotes.ai if you become aware of any unauthorized access to your account. We are not liable for any loss arising from unauthorized use of your account.

Payment and Refunds

a. Pricing

The Early Bird lifetime plan is a one-time payment of $19 USD. This grants you lifetime access to the Service, including all future updates and features. Prices are subject to change for new customers, but your purchase price is locked in at the time of payment.

b. Refund Policy

We offer a full refund within 7 days of purchase, no questions asked. To request a refund, contact us at info@actionnotes.ai. After 7 days, all sales are final.

User Content and Data Ownership

a. Your Content

You retain full ownership of all content you submit to the Service, including notes, photos, voice recordings, and business card images ("User Content"). We do not claim any intellectual property rights over your User Content.

b. License to Process

By using the Service, you grant us a limited, non-exclusive license to process your User Content solely for the purpose of providing the Service to you — including sending it to third-party AI providers (OpenAI, Google Cloud) for transcription, analysis, and report generation. We do not use your content to train AI models.

c. Data Export

You may export your data at any time in CSV, Markdown, or JSON format. Your data belongs to you.

Third-Party AI Services

The Service integrates with third-party AI providers to process your content. By using the Service, you acknowledge that your User Content may be sent to:

  • OpenAI — for text analysis (GPT-4), voice transcription (Whisper), and email drafting.
  • Google Cloud — for image analysis (Vision API) and OCR on photos and business cards.

These providers process your data under their own terms and privacy policies. We select providers that do not use customer data for model training, but we encourage you to review their policies.

Acceptable Use

You agree not to:

  • • Use the Service for any unlawful purpose or in violation of any applicable laws.
  • • Upload content that infringes on the intellectual property rights of others.
  • • Attempt to reverse engineer, decompile, or extract source code from the Service.
  • • Use the Service to send spam, unsolicited messages, or bulk automated communications.
  • • Interfere with or disrupt the integrity or performance of the Service.
  • • Create accounts using automated methods or false identities.

Service Availability

We strive to maintain high availability but do not guarantee uninterrupted access. The Service may be temporarily unavailable for maintenance, updates, or due to circumstances beyond our control. We are not liable for any loss resulting from Service downtime.

Intellectual Property

The Service, including its design, code, features, and branding, is the intellectual property of Rethink Ledgers LLC and is protected by copyright and other intellectual property laws. These Terms do not grant you any rights to our trademarks, logos, or other brand features.

Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. AI-GENERATED CONTENT (REPORTS, EMAILS, ACTION ITEMS) MAY CONTAIN INACCURACIES. YOU ARE RESPONSIBLE FOR REVIEWING ALL AI-GENERATED OUTPUT BEFORE USE.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, RETHINK LEDGERS LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUE, WHETHER INCURRED DIRECTLY OR INDIRECTLY. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING FROM THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM.

Indemnification

You agree to indemnify, defend, and hold harmless Rethink Ledgers LLC and its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

Termination

We may suspend or terminate your access to the Service at any time for violation of these Terms or for any other reason at our discretion, with or without notice. Upon termination, your right to use the Service ceases immediately. You may export your data before termination. Sections that by their nature should survive termination (including Limitation of Liability, Indemnification, and Intellectual Property) shall survive.

Governing Law

These Terms are governed by the laws of the State of North Carolina, without regard to conflict of law provisions. Any disputes arising from these Terms or the Service shall be resolved in the state or federal courts located in Mecklenburg County, North Carolina.

Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by posting a notice on the Service or by email. Your continued use of the Service after changes become effective constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, you must stop using the Service.

Contact Us

If you have any questions about these Terms, please contact us at info@actionnotes.ai or Rethink Ledgers LLC, 7332 Summerlin Pl, Charlotte NC 28226.

Address

7332 Summerlin Pl, Charlotte NC 28226